{"id":2031,"date":"2015-05-15T14:51:09","date_gmt":"2015-05-15T21:51:09","guid":{"rendered":"http:\/\/blog.knowledgecity.com\/?p=2031"},"modified":"2024-04-17T09:39:34","modified_gmt":"2024-04-17T16:39:34","slug":"personal-financial-planning","status":"publish","type":"post","link":"https:\/\/www.knowledgecity.com\/blog\/personal-financial-planning\/","title":{"rendered":"Personal Financial Planning"},"content":{"rendered":"<p>Financial anxiety is one of the most common stresses in life.\u00a0 Whether it\u2019s not having enough money, not knowing how to manage the money we have, or worrying about having money in the future, the unknowns of finances can grip us unlike anything else.\u00a0 And unless you were one of the lucky few to have received sound financial advice from an early age, money management can be extremely intimidating and confusing.<\/p>\n<p>This is especially the case when facing major life changes, such as marriage, moving out, taking out loans to go to school, buying a new or used car, retirement, etc. \u00a0\u00a0Even the terms <em>themselves<\/em> can be daunting to a newcomer!\u00a0 Stocks, bonds, mutual funds, term vs. whole life insurance, estate planning\u2014all concepts that are vaguely familiar but commonly misunderstood.<\/p>\n<p>What if I told you there is a course you can take that covers all these topics and more in a comprehensible and entertaining way? \u00a0In <a href=\"http:\/\/www.knowledgecity.com\/BUS1045-Personal-Financial-Planning\">Personal Financial Planning<\/a>, instructor Frank Paiano discusses important concepts such as: setting financial goals, money management, savings and checking accounts, credit, managing debt, mortgages, transportation costs, buying a new vs. used car, all the different types of insurance, stocks, and more!<\/p>\n<p>An example of the useful advice you\u2019ll find in this course involves determining when you should use credit.\u00a0 In one of his lessons, Paiano divides credit purchases into \u201cgood\u201d and \u201cbad\u201d credit.\u00a0 Examples of good credit would be: the purchase of a home, paying for higher or career related education or making home improvements.\u00a0 All purely entertainment-based purchases, made with \u201cconsumer credit,\u201d would be considered \u201cbad credit\u201d in that they can interfere with effective money management and lead to bad financial habits.<\/p>\n<p>If you\u2019re feeling lost when it comes to budgeting or financial planning, check out <a href=\"http:\/\/www.knowledgecity.com\">KnowledgeCity\u2019s<\/a>\u00a0online course\u00a0<a href=\"http:\/\/www.knowledgecity.com\/course.html#!\/BUS1045\/Personal-Financial-Planning\" target=\"_blank\" rel=\"noopener\">Personal Financial Planning<\/a>.\u00a0 I can feel my blood pressure lowering already. \u00a0Get started today with a <a href=\"https:\/\/www.knowledgecity.com\/en\/request-a-demo\/\">Free Demo<\/a>. \u00a0It will be well worth your time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial anxiety is one of the most common stresses in life.\u00a0 Whether it\u2019s not having enough money, not knowing how to manage the money we have,&#8230;<\/p>\n","protected":false},"author":5,"featured_media":2036,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":""},"categories":[4001],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.9 - 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